THE TRADITION
OF OHIO RACING.

Document: OH-MV-2026-V2 | Effective Date: Jan 1, 2026

1. AGREEMENT TO TERMS

These Terms govern your use of the Mahoning Valley Racing digital platform. By opening an account, you enter into a legally binding contract with Mahoning Valley Racing, LLC. Failure to comply with these terms will result in immediate suspension and forfeiture of any pending wagers.

2. AGE AND RESIDENCY RESTRICTIONS

Registration is restricted to individuals aged 21 or older. Users must be physically located within the borders of the State of Ohio to place any pari-mutuel wager. Geolocation technology is used to enforce this rule; any attempt to circumvent these controls using VPNs, remote desktop software, or proxy servers is a violation of Ohio state law.

3. IDENTITY VERIFICATION AND SSN USE

Per the Ohio State Racing Commission (OSRC) regulations, we are required to verify the identity of every player. This includes cross-referencing your legal name, DOB, and the last 4 digits of your Social Security Number with governmental and credit reporting databases. Your data is used strictly for compliance and anti-fraud purposes.

4. PARI-MUTUEL WAGERING RULES

All wagers are pooled into the pari-mutuel system. Payouts are determined by the final odds at the close of the pool. We reserve the right to void wagers in cases of clear technical error, pool corruption, or horse scratches as defined in the OSRC House Rules.

5. FINANCIAL LIMITS AND PAYMENTS

Users may set daily, weekly, and monthly deposit limits. Funds must be deposited via approved methods (Debit, ACH, etc.). We do not allow credit wagering. Any chargebacks or disputed transactions will lead to permanent account deactivation.

6. TAX COMPLIANCE AND WITHHOLDING

Under IRS regulations, certain gambling winnings are subject to federal and state income tax withholding. We will automatically withhold taxes on winnings that exceed $5,000 or meet the 300:1 odds threshold. Form W-2G will be provided via your account dashboard.

7. INTELLECTUAL PROPERTY

All race data, video streams, and proprietary software are the property of Mahoning Valley Racing, LLC. Unauthorized reproduction or redistribution of racing content is strictly prohibited.

1. DATA MINIMIZATION

We only collect the data necessary to provide a legal and secure wagering experience. This includes personal identifiers (SSN, DOB), financial transaction logs, and real-time geolocation data.

2. GEOLOCATION LOGGING

Your location is checked and logged every time you log in and every time a wager is placed. This data is stored for a minimum of 5 years as required for OSRC regulatory audits and is shared with GeoComply for verification.

3. INFORMATION SHARING

We do not sell your personal data. We share information with: (a) State regulatory bodies (OSRC); (b) Identity verification agencies; (c) Law enforcement for AML and fraud investigations; (d) Payment processors to complete transactions.

4. DATA SECURITY STANDARDS

All sensitive information is encrypted using AES-256 at rest and TLS 1.3 during transmission. Our servers are located in secure, OSRC-approved facilities with 24/7 monitoring.

5. DATA RETENTION

Inactive accounts are reviewed annually. Transaction history and identification data are retained for as long as required by Ohio state and federal anti-money laundering laws (typically 5 to 7 years).

6. CALIFORNIA AND GENERAL CONSUMER RIGHTS

While we operate under Ohio jurisdiction, we maintain high standards of consumer rights. You may request a copy of your personal data or request corrections by contacting our Compliance Officer.